Canada Routing Number Decoder — Find the Bank & Transit
Decode a Canadian routing number into its institution (bank) and transit (branch), and find the bank by institution number — free, for EFT and direct deposit.
Bank institution numbers
The 3-digit institution number identifies the bank. (The 5-digit transit number identifies the branch — that directory is licensed by Payments Canada, so it isn't shown here.)
| 001 | Bank of Montreal (BMO) |
| 002 | Scotiabank (Bank of Nova Scotia) |
| 003 | Royal Bank of Canada (RBC) |
| 004 | TD Canada Trust |
| 006 | National Bank of Canada |
| 010 | CIBC |
| 016 | HSBC Bank Canada |
| 030 | Canadian Western Bank |
| 039 | Laurentian Bank of Canada |
| 177 | Bank of Canada |
| 219 | ATB Financial |
| 240 | Manulife Bank |
| 260 | Citibank Canada |
| 269 | Peoples Bank of Canada |
| 290 | UBS Bank (Canada) |
| 308 | Bank of China (Canada) |
| 309 | Citibank N.A. |
| 310 | First Nations Bank of Canada |
| 315 | ICICI Bank Canada |
| 338 | Canadian Tire Bank |
| 340 | ICICI Bank |
| 356 | Industrial and Commercial Bank of China |
| 540 | Manulife Trust |
| 568 | Peace Hills Trust |
| 614 | Tangerine Bank |
| 621 | Peoples Trust |
| 623 | Equitable Bank |
| 809 | Central 1 Credit Union (BC) |
| 815 | Desjardins (Caisses, Quebec) |
| 828 | Central 1 Credit Union (Ontario) |
| 829 | Desjardins (Ontario) |
| 837 | Meridian Credit Union |
| 839 | Credit Union Heritage |
| 865 | Servus Credit Union |
| 890 | Coast Capital Savings |
| 509 | Vancity (Vancouver City Savings) |
| 507 | Conexus Credit Union |
Where is the routing number on a Canadian cheque?
On a Canadian cheque, the bottom line shows your cheque number, then the transit (branch) and institution (bank) numbers, then your account number.
Bank codes in other countries
Every country uses a different bank-code system — pick the right tool:
US routing number
India IFSC code
Germany Bankleitzahl (BLZ)
Australia BSB number
Bangladesh routing number
UK sort code
IBAN validator & calculatorFrequently asked questions
What is a Canadian routing number?
A Canadian routing number identifies a bank branch for electronic transfers. The electronic (EFT) format is 9 digits: a leading 0, a 3-digit institution number (the bank), and a 5-digit transit number (the branch). On a cheque it appears as transit-institution (5 + 3 digits).
What is an institution number?
The 3-digit institution number identifies the bank — for example 001 = BMO, 003 = RBC, 004 = TD, 010 = CIBC, 002 = Scotiabank.
How do I find my transit number?
The 5-digit transit (branch) number is on your cheque or in your online banking. The full branch directory is licensed by Payments Canada and not available for free, so this tool decodes the structure and identifies the bank, not the specific branch address.
Do Canadian routing numbers have a check digit?
No — unlike US routing numbers, Canadian routing numbers do not have a checksum digit, so validity is based on the institution number and format.