M & T Bank Routing Number 031304720
The routing number 031304720 belongs to M & T Bank in Amherst, New York. Use it for ACH transfers, wires and direct deposit.
M & T Bank
Amherst, New York
031304720
✓ Valid routing number — active in the Federal Reserve directory
■ Federal Reserve routing symbol■ bank identifier■ check digit
| Bank | M & T Bank |
| Address | 626 Commerce, Amherst, NY 14228 |
| State | New York |
| Phone | (716) 639-6510 |
| Routing number | 031304720 |
| Check digit | 0 — valid |
Location on the map
About routing number 031304720
031304720 is the routing number of M & T Bank in Amherst, New York. Use it for ACH transfers, wire transfers and direct deposit. Some banks use a different number for wires than for ACH — confirm with your bank.
FAQ
Which bank has routing number 031304720?
031304720 belongs to M & T Bank in Amherst, New York.
Is 031304720 a valid routing number?
Yes — 031304720 passes the ABA checksum and is active in the Federal Reserve directory.
Can I use this number for a wire transfer?
It works for ACH. Some banks use a separate routing number for wire transfers — check with M & T Bank before sending a wire.